Steps to Buying a Home

Everyone dreams of buying their first home. With your first home, it can be a very exciting and the nerves can get to everyone. If you know the expectations during the home buying process you will be more at ease during this lengthy process.

Setting a Budget

Before looking for a house, it is important to know how much house you can afford to buy. Costs to consider include the mortgage down payment, normal monthly expenses like cable, heat and utilities, home property taxes and any insurance costs. These will all have to be considered before buying a home as they are typically included with your mortgage statement. Your credit score determines the interest rate, having knowledge of your credit score ahead of time can help you decide if bluing a new home is affordable or now. An individual’s DTI or debt to income ratio must also fall between a certain level in order to achieve loan approval. After determining these things, and if you feel that buying a new home is in your budget, then its time to start the process!

Getting Pre-Qualified

Looking for a new mortgage, be sure to get several quotes from different banks and mortgage lenders. Banks and mortgage companies will offer different loan points or origination fees so shopping around will save you money. It is important to do your due diligence on the loan officer. After speaking to a few loan officers, you will know which one to choose and many have different years of experience which will be obvious over the phone or in person. When locking your rate, go online to make sure your getting the daily rate and its consistent what other banks and mortgage companies are offering. Rates will determine how much a home mortgage will cost monthly.

Finding The Right Home For You And Your Family

Once you have been qualified for a home mortgage, it’s time to locate the home you have always been looking for. First, locate a Real Estate Agent. Not just any Real Estate Agent will do. Make sure you have an expert realtor who has been around for a while and is knowledgeable about the area you are moving to. A well seasoned Realtor often times has seen many of the homes in your area on the market before and can help you spot a potential money pit before you buy it. Ensure that you make a list of needs and wants taking into consideration the amount of bedrooms you will require now and in the future, amenities, location and asking price. Remember, the first home you visit might be beautiful, but you should visit many homes before making a final decision.

Offer A Price

Typically, sellers try to to cushion their final sales price to leave room for negotiation. Buyer’s bid for a lower price, and typically the seller will counter the offer in the middle. Your real estate agent will take in consideration any issues concerning the property and make suggestions on financial compensation toward the sales price in the negotiation. Listen to your real estate agent closely because they do this everyday for a living. The average buyer only buys a home once every 7 years or so. An experienced Realtor will be able to help you negotiate a lower price that sometimes includes more money for closing costs. Their job is to be your advocate in the home buying process.

Home Inspections

Getting a home inspection is a vital part of the home buying process. These inspections ensure that the home’s foundation, ceiling, heating, electrical system, walls, plumbing and entryways are up to certain standards. Sometimes the bank will require a home inspection however; many times they leave it to the buyer to purchase their own. It is extremely important to protect yourself by getting a home inspection right away. You typically have 10 days from an accepted offer to get the home inspected. Many buyers have been saved from disaster by taking the time to spend the extra $200 – $400 to get a home inspection only to find out the house has major problems allowing them to back out of the contract before it is too late.

Home Owners Insurance Is Required

Mortgage Banks and Mortgage Lenders normally require that you purchase homeowner insurance for your new home. Homeowner’s policies will replace the costs to fix any damages that might happen to the home. The cost of how owners insurance is dependent on a home’s age, where the property is located and the home insurance company you choose. Like with the mortgage company be sure to get several quotes.

Closing

Before you can move into your new home, there is a closing process between the buyer and the seller. You must sign all the legal documents to transfer the title into your name and pay any closing costs or down payment that is owed. Once this is complete, the keys to your new house are given to you! You can move into your new home as soon as this is complete.

Search All Nashville Listings

* Separate multiple values with comma.

Sort by:

4001 Dorcas Dr Nashville, TN 37215

Price $1,891,200
Beds 4
Baths 5
Living Area SqFt 6,027
Status Active Under Contract
MLS # 1908986
Property Type Residential
 

1 Old Club Lane Nashville, TN 37215

Price $1,875,000
Beds 4
Baths 6
Living Area SqFt 5,603
Status Active
MLS # 1914760
Property Type Residential
 

5061 Hill Place Dr Nashville, TN 37205

Price $1,849,000
Beds 4
Baths 4
Living Area SqFt 5,574
Status Active
MLS # 1898038
Property Type Residential
 

2811 Wimbledon Ave Nashville, TN 37215

Price $1,849,000
Beds 5
Baths 6
Living Area SqFt 5,930
Status Active
MLS # 1910402
Property Type Residential
 

4513 Harpeth Hills Drive Nashville, TN 37215

Price $1,800,000
Beds 5
Baths 7
Living Area SqFt 5,259
Status Active
MLS # 1884678
Property Type Residential
 

103 Kennett Rd Hermitage, TN 37076

Price $1,795,000
Beds 4
Baths 7
Living Area SqFt 6,377
Status Active
MLS # 1917629
Property Type Residential
 

110 Cheek Rd Nashville, TN 37205

Price $1,795,000
Beds 4
Baths 6
Living Area SqFt 5,273
Status Active
MLS # 1916360
Property Type Residential
 

1803 Cedar Ln Nashville, TN 37212

Price $1,795,000
Beds 4
Baths 4
Living Area SqFt 4,057
Status Active Under Contract
MLS # 1916459
Property Type Residential
 

126 Brookfield Ave Nashville, TN 37205

Price $1,790,000
Beds 6
Baths 6
Living Area SqFt 5,261
Status Active
MLS # 1896297
Property Type Residential
 

4208 Kirtland Rd Nashville, TN 37215

Price $1,775,000
Beds 6
Baths 5
Living Area SqFt 6,329
Status Active
MLS # 1910231
Property Type Residential
 

704 18th Ave S Nashville, TN 37203

Price $1,750,000
Beds 9
Baths 3
Living Area SqFt 3,999
Status Active
MLS # 1893403
Property Type Residential
 

4012 Estes Rd Nashville, TN 37215

Price $1,749,900
Beds 5
Baths 6
Living Area SqFt 5,237
Status Active
MLS # 1886389
Property Type Residential
 

2800 Valley Brook Pl Nashville, TN 37215

Price $1,749,000
Beds 4
Baths 5
Living Area SqFt 5,291
Status Active
MLS # 1906224
Property Type Residential
 

240 Haverford Ave Nashville, TN 37205

Price $1,700,000
Beds 5
Baths 7
Living Area SqFt 5,635
Status Active
MLS # 1917270
Property Type Residential
 

1208 Tyne Blvd Nashville, TN 37215

Price $1,695,000
Beds 5
Baths 5
Living Area SqFt 6,004
Status Active
MLS # 1907735
Property Type Residential
 

3602 Hampton Ave Nashville, TN 37215

Price $1,685,000
Beds 4
Baths 5
Living Area SqFt 5,525
Status Active
MLS # 1914004
Property Type Residential
 

5406 Granny White Pike Brentwood, TN 37027

Price $1,675,000
Beds 5
Baths 7
Living Area SqFt 6,517
Status Active Under Contract
MLS # 1879067
Property Type Residential
 

4421 Wayland Dr Nashville, TN 37215

Price $1,675,000
Beds 5
Baths 6
Living Area SqFt 6,894
Status Active Under Contract
MLS # 1914511
Property Type Residential
 

2409 Belmont Blvd Nashville, TN 37212

Price $1,675,000
Beds 5
Baths 4
Living Area SqFt 4,332
Status Active Under Contract
MLS # 1915515
Property Type Residential
 

3506 Amanda Avenue Nashville, TN 37215

$1,650,000 - 5Br/6Ba -  for Sale in Green Hills, Nashville
Open House
Price $1,650,000
Beds 5
Baths 6
Living Area SqFt 5,031
Status Active
MLS # 1899228
Property Type Residential
 

2802 Valley Brook Pl Nashville, TN 37215

Price $1,599,000
Beds 4
Baths 6
Living Area SqFt 5,120
Status Active
MLS # 1910729
Property Type Residential
 

101 Mcarthur Ridge Ct Nashville, TN 37220

Price $1,595,000
Beds 5
Baths 6
Living Area SqFt 6,696
Status Active
MLS # 1918342
Property Type Residential
 

1802 Writers Cir Brentwood, TN 37027

Price $1,579,000
Beds 4
Baths 6
Living Area SqFt 5,100
Status Active
MLS # 1900231
Property Type Residential
 

2004 Linden Avenue Nashville, TN 37212

Price $1,575,000
Beds 4
Baths 6
Living Area SqFt 4,101
Status Active
MLS # 1900761
Property Type Residential
 

9422 New Highway 96 W Franklin, TN 37064

Price $1,557,000
Beds 4
Baths 5
Living Area SqFt 4,568
Status Active
MLS # 1870731
Property Type Residential
 

9422 Highway 96 Franklin, TN 37064

Price $1,557,000
Beds 4
Baths 5
Living Area SqFt 4,567
Status Active
MLS # 1870732
Property Type Residential
 

1132 Glenwood Ave Nashville, TN 37204

Price $1,550,000
Beds 4
Baths 5
Living Area SqFt 5,204
Status Active Under Contract
MLS # 1916498
Property Type Residential
 

2212 11th Ave S, Nashville

Price $1,500,000
Beds 4
Baths 5
Living Area SqFt 4,500
Status Active
MLS # 1902077
Property Type Residential
 

5453 Camelot Rd Brentwood, TN 37027

Price $1,500,000
Beds 5
Baths 7
Living Area SqFt 8,440
Status Active
MLS # 1909828
Property Type Residential
 

1113 Radnor Glen Dr Brentwood, TN 37027

Price $1,499,000
Beds 5
Baths 6
Living Area SqFt 7,736
Status Active Under Contract
MLS # 1909597
Property Type Residential
 

3516 Hampton Ave Nashville, TN 37215

Price $1,490,000
Beds 5
Baths 4
Living Area SqFt 5,541
Status Active
MLS # 1911296
Property Type Residential
 

925 Dorset Dr Brentwood, TN 37027

Price $1,475,000
Beds 5
Baths 7
Living Area SqFt 5,760
Status Active
MLS # 1856217
Property Type Residential
 

611 Georgetown Dr Nashville, TN 37205

$1,475,000 - 4Br/5Ba -  for Sale in Brook Meade/west Meade, Nashville
New
Price $1,475,000
Beds 4
Baths 5
Living Area SqFt 5,524
Status Active
MLS # 1922393
Property Type Residential
 

4036 Sneed Rd Nashville, TN 37215

Price $1,450,000
Beds 4
Baths 6
Living Area SqFt 4,726
Status Active
MLS # 1877743
Property Type Residential
 

3713 Whitland Ave Nashville, TN 37205

Price $1,450,000
Beds 4
Baths 3
Living Area SqFt 3,567
Status Active
MLS # 1914037
Property Type Residential
 

4309b Sneed Rd Nashville, TN 37215

$1,449,000 - 5Br/5Ba -  for Sale in Belle Meade Annex, Nashville
New
Price $1,449,000
Beds 5
Baths 5
Living Area SqFt 5,020
Status Active
MLS # 1920110
Property Type Residential
 

741 Bresslyn Rd Nashville, TN 37205

Price $1,437,900
Beds 4
Baths 5
Living Area SqFt 5,058
Status Active
MLS # 1894244
Property Type Residential
 

1727 Glen Echo Rd. Lot #11 Nashville, TN 37215

Price $1,435,000
Beds 4
Baths 5
Living Area SqFt 4,370
Status Active Under Contract
MLS # 1906573
Property Type Residential
 

5526 Ashland City Hwy Nashville, TN 37218

Price $1,430,000
Beds 3
Baths 1
Living Area SqFt 1,473
Status Active
MLS # 1844487
Property Type Residential
 

6233 Bresslyn Rd Nashville, TN 37205

Price $1,425,000
Beds 6
Baths 6
Living Area SqFt 5,200
Status Active Under Contract
MLS # 1920376
Property Type Residential
 

Search For Homes | Search Schools | Find Your Home Value | Locate Your Family’s Lifestyle

This High Tech Website will help you locate and find the Davidson County TN homes for sale you desire. You can start your search by looking through all the Davidson County Homes For Sale By Price. We also provide you with your current home value through our instant home value tool for free, check instant home values by your city, town or even your neighborhood. We understand finding the right home for sale is important to you and your family so we have separated Davidson County TN Zip Codes  to make it easier for you to search in the exact location you want to live. You might be searching for Davidson County Homes By Type. This would include all Davidson County Condos and Davidson County Town Homes. Our site also features all Davidson County Homes By Schools, here you will be able to search all homes for sale by the school year your child is attending, private or public, and it even includes all of the schools contact information for enrollment information.

Davidson County Lifestyle also plays a big role choosing a home for you and your family. Our Team understands this more than most so we have built this entire site to focus around the lifestyle you and your family want to live. We Are Here To Serve YOU!

amanda-cotton4

Amanda Cotton

Amanda entered the real estate industry prepared and focused. Her background as a paralegal gives her the knowledge and expertise needed for understanding and explaining contracts, and confidence in the negotiation process. Aside from the legal background, her love of people, families, and community are the same building blocks for her business. She vows to treat her clients as friends. Your concerns are her concerns. Your worries are her worries. And, most importantly, your dream of homeownership is her business.

There are over 300 steps in a real estate transaction, and with Amanda, you don’t have to worry about a single one. She has you covered. She specializes in first time homebuyers, sellers, and VA and is a multi-million dollar producer. She has won several awards since her career began, and is determined to make your experience the best imaginable.

To Amanda, you aren’t just a closing, you are a friend and she’ll be there from beginning to end.

Awards

2014 EMTAR Silver Award of Excellence Recipient

2015 EMTAR Platinum Award of Excellence Recipient
Remax 100% Club Award Recipient

Testimonials

"Best Agent in the area. Aggressive and will go the extra mile to find you your dream home." ~David

"As you know, becoming a first time home owner isn't the easiest thing in the world.. But Amanda guided us through the whole process and made it feel almost easy! She treats her clients like family and made us feel completely comfortable with us making this huge decision. The market is pretty slim right now, but thanks to Amanda's knowledge and expertise we were able to land the home of our dreams! We can and will recommend her to anyone buying or selling their home." ~Megan

"Very professional and great company. Will recommend to everyone." ~Terry